Deshmaj Insurance Booking Calculator

Insurance Calculator

Deshmaj Tools

Insurance Type Life Insurance Health Insurance Car Insurance Age Coverage Amount Duration (Years)

User Guide

The Insurance Calculator is a simple web tool that helps you estimate how much insurance premium you need to pay based on:

• Type of insurance
• Your age
• Coverage amount
• Duration of the policy

The tool automatically calculates both yearly and monthly premiums and shows a full 12-month breakdown.

🧭 Step-by-Step Instructions

Follow each step carefully to use the tool correctly.

✅ Step 1: Select Insurance Type

At the top of the tool, you will see a dropdown labeled “Insurance Type.”

Click on it and choose one option:

• Life Insurance → for long-term life coverage
• Health Insurance → for medical coverage
• Car Insurance → for vehicle protection

👉 This step is important because each type uses a different calculation rate.

✅ Step 2: Enter Your Age

Below the dropdown, you will find the Age input field.

• Type your age in numbers (for example: 25, 30, 45)
• Do not enter text or symbols

👉 Your age affects how expensive your insurance will be. Higher age usually means higher premium.

✅ Step 3: Enter Coverage Amount

Next, enter the Coverage Amount.

This is the total value of insurance you want.

Examples:

• 100000
• 500000
• 1000000

👉 The higher the coverage amount, the higher your premium will be.

✅ Step 4: Enter Duration (Years)

Now enter how many years you want the insurance for.

Examples:

• 1 year
• 5 years
• 10 years
• 20 years

👉 Longer durations may increase the premium slightly.

✅ Step 5: Click the “Calculate” Button

Once all fields are filled:

• Click the Calculate button

What happens next:

✔ The tool checks if all fields are filled
✔ If something is missing, you will see an alert:
“Please fill all fields”

✔ If everything is correct:

• The calculation will run
• The result section will appear

📊 Understanding the Results

After clicking Calculate, a result box will appear with detailed information.

📌 1. Yearly Premium

You will see a card labeled Yearly.

• This shows the total amount you need to pay per year

Example:
Yearly: 45,000

📌 2. Monthly Premium

Next to it, you will see Monthly.

• This is the amount you pay every month

Example:
Monthly: 3,750

📌 3. Monthly Breakdown Table

Below the cards, you will see a table with 12 rows.

Each row shows:

• Month number
• Monthly premium

Example:

Month	Premium
1	3750
2	3750
...	...
12	3750

👉 This helps you clearly understand your payment plan.

📲 Step 6: Use the WhatsApp Booking Button

Below the results, there is a WhatsApp Booking button.

When you click it:

• A new tab opens
• It redirects you to WhatsApp chat

👉 You can contact the insurance provider directly from here.

📄 Step 7: Download the PDF

There is also a Download PDF button.

When you click it:

• A PDF file is created instantly
• The file includes:
  • Insurance type
  • Yearly premium
  • Monthly premium

👉 The file will be downloaded to your device automatically.

🔄 Step 8: Reset the Tool

If you want to start again:

• Click the Reset button

This will:

✔ Clear all input fields
✔ Reset insurance type to default
✔ Hide the results section

👉 Use this when calculating for a different person or scenario.

⚠️ Important Notes While Using the Tool

• Always fill all fields before clicking Calculate
• Use only numbers (no text)
• Do not leave any field empty
• Enter realistic values for accurate results

💡 Example Usage (Complete Walkthrough)

Here is a full example to help you understand:

Input:

• Insurance Type: Car Insurance
• Age: 35
• Coverage Amount: 500000
• Duration: 5 years

Process:

• Click Calculate

Output:

• Yearly Premium appears
• Monthly Premium appears
• Table shows 12 months

Then you can:

• Click WhatsApp button to contact
• Or download the PDF

🚫 Common Mistakes to Avoid

❌ Leaving fields empty
❌ Entering text instead of numbers
❌ Using extremely large or unrealistic values
❌ Forgetting to click Calculate

🧾 Final Summary

To use the Insurance Calculator:

1. Select insurance type
2. Enter age
3. Enter coverage amount
4. Enter duration
5. Click Calculate
6. View results
7. Optionally download PDF or use WhatsApp
8. Reset if needed

This tool is designed to be simple, fast, and user-friendly, so anyone can use it without technical knowledge.